Are You Putting Your

Retirement Dreams at Risk?

If you’ve got a sizable nest-egg safely tucked away in the bank and you’re planning a long, enjoyable retirement ahead…

Or, like millions of Americans, you’re ready to put your feet up and take a much needed break.Then I have some important news for you.

No-doubt you’ve earned a happy retirement… But there’s one mistake almost all retirees make in our post-COVID economy... And it’s putting their retirement at risk. Take Maria for instance…

After seeing her retirement account income slashed from $2,000 a month to just $2,000 a year, she walked into my office desperately seeking answers.

She thought she did everything right. Parked her assets safely in the bank, never took principal out, and only touched the interest. Yet the inevitable eventually happened to her too and she found out the hard way that…

What People thought

Used To Be “Safe”

May Now Be Riskier Than Ever

Maria was hit hard by interest-rate changes, her monthly investment income got cut by over 90%!... and she's not alone.

According to Forbes, almost 50% of Americans are at risk and have to consider delaying retirement entirely.

Because the sad truth is… the old formula that we’ve all had drilled into our heads since we were kids, just does NOT work anymore.

Does this sound familiar?

  • Get a good job and keep it

  • Spend less than you earn

  • Park the money in a safe place

  • Live off the interest and never touch the principal

    You see, this formula may have worked years ago, but like a distant fantasy, most people still hold on to this idea.

    Living by this outdated notion of security is an honest mistake, in my opinion, that millions are making every day... and it’s causing pain and anguish for retirees all over the country.

    Because the reality is...

Focus On The ONE Thing That Really Matters…

The unique formula I’ve developed over the past 20 years was created to help anyone secure a solid retirement plan that works for them.

You see, there are many factors that you might consider when planning your dream retirement.

How much should I spend? What are my future plans? Where do I want to vacation?

What if I get sick? How much money would I need then?

There are a hundred things you might consider… But are these the factors you should be focusing on right now?

Let’s simplify things...

Have you ever asked yourself these two important questions…

1. Do I have enough money saved?

Some will tell you that $500,000 is all you need, while others complain about “only having” $2 Million.

Oddly enough, while everybody is fretting about their retirement assets, it’s actually not the most important thing because of the next question.

2. What do I do with the money I have saved?

This is the question that lies at the heart of your retirement plan. Because every other factor becomes secondary, once you realize...

 

 

 

It’s All About The INCOME!

Let’s take Maria as an example… She was left holding a fraction of her income while her principle remained the same…

But what good is that to her now?

Although she still has her retirement money intact, she can’t pay the bills, buy groceries or enjoy a much-needed vacation anymore…

Unless she decid es to eat into her savings or go back to work..

In which case, she’ll be back to where she was a decade ago.

What good is $500,000 in the bank if it doesn’t pay you month-in, month-out, for years to come?

Wouldn’t she be better off if her principal went down by 90%, but she still had a stable income for the next 30 years?

By simply focusing on the ONE thing that matters, which is your retirement income, you can...

 Finally Free Yourself From

Financial Doubt & Insecurity

Allow me to give you a tested, proven strategy that removes the confusion of retirement planning and gives you

clarity on how to figure out what is best for you in the long run.

Put your mind at ease and put your assets to work for you so you can enjoy the years ahead without having to

constantly stress about the nitty-gritty details of money-management every single year.

Here’s exactly what you’ll get inside of this course:

Module One

NEW REALITIES REQUIRE NEW FORMULAS 

Pull back the curtain on the paradox that has made the safe risky, and the risky safe. This module is all about changing the way you think to prepare you for the new and improved retirement planning formula of today.

Module Two

INCOME NOT ASSETS FUELS YOUR LIFE

Learn to focus on what really matters! This is where the rubber meets the road and we begin putting together the pieces of your new improved retirement plan for the future, while taking the two most important factors into consideration

Module Three

FOCUS ON THE DONUT NOT THE HOLE

This module gives you the true understanding of volatility and the exact strategies to help generate stable income from your assets. As well as an easy-to-follow method to calculate your needs and wants for years to come.

Module Four

THE SYSTEM IS YOUR SOLUTION!

This is where we'll dive deep into making the system work for you instead of you working for it. We go into how I would solve Maria's problem, some unique situations you might find yourself in, and how to optimize your income to make it work for YOU.
 

 

Meet Your Instructor

Michael Lynch CFP® is a best-selling author with nearly twenty years-experience working with American families to craft and implement plans to fund their dreams, educate their children, finance retirement and use insurance smartly to help ensure that life’s bumps don’t make them poor. Michael runs a thriving financial planning practice that focuses on families with annual incomes of less than $40,000 to nearly $4 million, a range that provides much perspective on money, affluence and happiness. His mission is to simplify the complex and focus on his clients’ finances, so they can focus on their lives.

Mike’s written work has appeared in The Wall Street Journal, Investor’s Business Daily and numerous other publications. He hosted Smart Money Radio, a Connecticut-based financial radio show for a decade. He regularly teaches classes on financial planning to employees of such corporations as Madison Square Garden, Yale New Haven Health Systems, and Eversource Energy. He was formerly an on-site financial planner at ESPN. Mike served as an adjunct faculty member at Fairfield University where he taught financial planning, insurance and taxes in the CFP program. He speaks at industry conferences, company-sponsored workshops, and CPA gatherings.

 Get your Complimentary Course!

  • Lifetime access to 4 modules and 22 video lessons

  • Learn the exact strategies I use with my 1 on 1 clients

    to help them turn their assets into consistent

    retirement income

  • Learn my “up is down and down is up” formula

    for more secure retirement investing

  • Discover the biggest mistake people make

    when it comes to inflation

  • Learn to see the bigger picture and why “fixed income”

    isn’t the end all and be all of retirement products

  • And much more...

NOTE: This is a Complimentary Course and is not personal legal, tax, or financial advice for the simple reason I don't know you personally and am not familiar with your particular situation.

The discussion of these problems and solutions are for general information only, does not purport to be complete or cover every situation, and should not be construed as legal, tax, or accounting advice.

For individual advice, you should consult your qualified legal, tax, and accounting services professionals as you deem appropriate.

I offer securities and investment advisory services through MML Investors Services, LLC, Member SIPC in my financial planning practice. Barnum Financial Group. 6 Corporate Drive, Shelton, CT, 06484. Telephone 203 513-6000.